Re: E-commerce site issue?

Thanks again, Justin... Any suggestions on how to store/transmit the credit cards securely? And how do I process them manually? How do I get set up to accept credit cards?" Thanks, gab. "Justin French" <justin@indent.com.au> wrote in message news:B97B3641.C7CB%justin@indent.com.au... > on 10/08/02 12:05 AM, The Gabster (gabster_ro@yahoo.com) wrote: > > > Thanks a lot... > > Hmm... I gues for the beginning I would go and process the purchases > > manually. Later on if the purchases increase, than I would opt for > > proccesing credit cards via the server. > > So initially you would just store/transmit the credit cards securely (a > whole other can of worms!!), and process them manually offline. I'd > recommend this for any start-up e-commerce site, because it cuts down some > development, start up costs and saves the margins that an online credit-card > merchant takes. > > When and if you decide to automate the credit card process (authorising and > charging the card), it's done through a merchant. This will totally depend > on your circumstances and budget, but you basically pass the details to a > third party that specialises in this stuff, like authorise.net (and hundreds > of other similar business'), a bank or financial institution etc etc. > > All of them will have different procedures and code, but you basically pass > them the details, they pass back a "success" or "failure", charge the credit > card, take their % cut (everything from a flat fee like $1, through to 3% or > 5%), and pass on the rest to you. > > There are further options above and beyond this, but they'd be out of > reach/budget of almost any small-medium e-comm site. > > > > >