RE: Re[2]: [PHP] Credit Card suggestions
| From: | César Aracena | Date: | Tue, 13 Aug 2002 13:58:04 +0000 |
| Subject: | RE: Re[2]: [PHP] Credit Card suggestions | ||
| References: | 1 | Groups: | php.general |
| Request: | Send a blank email to php-general+get-112316@lists.php.net to get a copy of this message | ||
Mike,
I agree with the things that Geoff is telling you. What I have seen in
the past and even in some free PHP programs that I downloaded for
learning purposes, is the CC number stored in your database but not
entirely. I mean like 1234........789 so the customer can verify that
the transaction will be made using the right CC and not an old one or
even someone else CC.
HTH, C.
> -----Original Message-----
> From: Geoff Caplan [mailto:geoff@advantae.com]
> Sent: Tuesday, August 13, 2002 5:20 AM
> To: Mike Mannakee; php-general@lists.php.net
> Subject: Re[2]: [PHP] Credit Card suggestions
>
> Mike,
>
> >>Does anyone have any suggested method of scrambling a user's credit
card
> >>number before I stick it in a mysql database?
>
> With respect, if you have to ask the question, you don't have the
> technical skills to do this safely. In particular, there is no way to
> keep the numbers secure if you are storing them on a machine which can
> be accessed directly from the internet. Both your encryption keys and
> your card numbers would have to be stored on a back-end machine
> protected by a sophisticated firewall.
>
> Payment gateway providers have to meet challenging standards and
> undergo rigorous audits from the banks before they are allowed to
> store numbers. Much your best solution is to use one of these
> providers, who will store the card numbers for you. You can then do
> all the transactions you require, such as repeats, refunds etc without
> ever having to store the card number. Many providers offer the options
> of using forms on their servers, or using your own SSL forms and
> posting them the data using the SSL. With the CURL library, writing an
> interface for this is relatively trivial.
>
> Many countries (such as the UK where we operate) have laws about the
> storage of credit cards on computer networks, so what you are planning
> may even be illegal!
>
> --
> Geoff Caplan
> Advantae Ltd
>
> mailto:geoff@advantae.com
> http://www.advantae.com
>
>
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