RE: [PHP] php credit reporting API

hi dan... a couple of suggestions if you haven't already thought of them. keep in mind, i haven't talked to any of the vendors or looked into any of the myriad issues surrounding this area. a quick google search came across a few companies, one of which is: http://xml-creditreport.com/. they seem to have products/offerings/sdk/api that might be used to get to the data for the credit scoring. i cannot/don't vouch for these guys... just saw them during the search!! so i don't know what their cost might be. i would assume that there are plenty of ways to accomplish this. although i gotta tell you. as a consumer, unless i know you as the website are rock solid, with fort knox like security policies, i wouldn't want to deal with the site. too many ways for this kind of information to be ripped off!!! if you find out a good solution, let me know. i might eventually need to solve the basic issue of accessing these kinds of services via a web interface... peace -----Original Message----- From: Dan Harrington [mailto:dan@jcg.com] Sent: Saturday, September 02, 2006 10:19 PM To: php-general@lists.php.net Subject: [PHP] php credit reporting API Hello, Anyone successfully implemented an online real-time credit reporting scenario for consumer lending? We need to pull credit in the united states for consumers before lending them money for school and I would like to use PHP to connect to a credit vendor. I have been surprised at how little I can find on google and all the major vendors (equifax, trans union, experian) only talk in generalities on their website and seem to be geared only for desktop software solutions. I need to pull a score and based on that, provide a decision and offer. Has anyone got this working, and would you recommend a vendor? Thanks Dan