Re: Credit Card encryption

From: Date: Tue, 01 Jun 2010 14:53:36 +0000
Subject: Re: Credit Card encryption
References: 1 2 3 4 5 6 7  Groups: php.general 
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At 9:52 AM +0200 6/1/10, Peter Lind wrote:
Just wondering: seems there's a bit of a misunderstanding going on here. Are you talking about storing credit card information in a way such that customers can do online transactions without entering that information? Or are you talking about storing this information so your own company can fill in the details on a monthly basis? If 1) then the above points apply and you should not store the data, period. If 2) then I would assume the situation is somewhat different - though, not knowing the laws from the US I wouldn't really know. Regards Peter
Peter: Yes to the first. I am sure there are all sorts of situations, but in most of the problematic ones I've encountered the clients want to have customers logon and have all their credit card information automatically filled into their forms for purchase. This requires that somewhere on the site all customer's data are kept in a manner that can be accessed and used -- and therein lies the problem. Clients (mine) often think that a web site should be as safe as their brick and mortar operations and as such offer similar services -- namely having a past customer's data waiting and available for immediate purchase without having to brother the customer for it again -- like having a card file. Unfortunately, the security aspects of the web require different thinking -- the web is not brick and mortar, which provides both concern and opportunity. Cheers, tedd -- ------- http://sperling.com http://ancientstones.com http://earthstones.com

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