Re: PHP,CyberCash,Verisign,PayFlow

Analysis & Solutions wrote:

On Fri, May 17, 2002 at 10:27:50AM -0400, Analysis & Solutions wrote:

Does this mean that if i want to start accepting credit cards on my site i wont have to pay for a credit card merchant account?

You betcha.

Oh, Dear! I didn't see the "wont" in there on the second line. I thought you were asking if you have to get an account. So, I answered affirmatively. As other have stated, you need to get (and pay for) accounts in order to process cc's online (or anywhere, for that matter).

There are services that let you accept credit cards without going through the trouble and expense of getting a merchant account. The one I use is called CCNow (www.ccnow.com). Their only restriction is that you must be selling something physical (eg not weekly access to your site or downloadable software). They take something like 8% to cover their costs and mail you checks for the rest. I had a merchant account and online CC processing service before this, and the cost was over $250/month for all the crap. If you're low to medium volume, then commission based services like CCNow (I'm sure there are many others) are a viable way to go. baba